From Vienna for all of Europe · Since 2011

Your life project deserves
a partner on equal footing.

Whether a new home, a reliable vehicle or fresh capital for your business: we finance your plans with expertise, human care and fixed rates from 3.00% p.a. – including a 3-month grace period.

Apply for a Loan Online Calculate Monthly Payment

24.7 M€ Financed in 2024

1840+ Satisfied Borrowers

98% Satisfaction Rate

48h Fast Initial Review

12+

Years of Experience

3.0%

Fixed Annual Rate

100%

Free & Non-binding

3 Months

Grace period before 1st installment

Personal & Dependable

No algorithm can replace an honest conversation.

We believe a financing request is much more than mere numbers. Behind every application stands a personal journey, a dream or an important corporate milestone. We treat your request with utmost respect, discretion and foresight.

Decision within 48 hours

No weeks of uncertainty: our team thoroughly reviews your application and delivers a reliable decision within two business days.

100% transparent & €0 upfront fees

You never pay a single cent upfront. No hidden brokerage charges, no forced insurance policies. All fees are transparent from day one.

Dedicated personal advisor

A personal advisor accompanies you step-by-step – from your first online simulation to the final disbursement into your bank account.

Meet our team

3-Month financial breathing room

Your repayments begin 90 days after payout, giving you valuable flexibility right when you need it.

From €2,000 to €5,000,000

For personal everyday projects as well as ambitious real estate or corporate investment programs.

Fixed interest rate from 3.00% p.a.

Guaranteed financial certainty with no fluctuating interest rates across the agreed term.

For Every Situation in Life

Financing solutions built for your actual reality.

Life doesn't always follow textbook rules. We review your case constructively and with an open mind – even where big banks often say no too quickly.

Tailored Financing

The right financing for every single plan.

Fixed interest rates from 3.00% p.a., flexible repayment periods and guaranteed €0 upfront processing fees. Choose your loan category:

Real Estate / Mortgage Loan

Financing for home purchase, new construction or comprehensive property renovation.

Amount: €50,000 – €1,500,000

Term: 60 – 360 months

Apply now

Auto & Vehicle Loan

Attractive conditions for new and used cars, motorcycles, or electric mobility.

Amount: €2,000 – €100,000

Term: 12 – 96 months

Apply now

Personal Loan

Unrestricted cash for home decor, travel, electronics or unplanned life expenses.

Amount: €2,000 – €75,000

Term: 12 – 84 months

Apply now

Business & Corporate Loan

Working capital, machine investments and expansion funding for SMEs and freelancers.

Amount: €10,000 – €5,000,000

Term: 12 – 180 months

Apply now

Home Improvement Loan

Energy modernization, heat pumps, roof refurbishment and interior renovations.

Amount: €3,000 – €150,000

Term: 12 – 120 months

Apply now

Debt Consolidation

Merge existing loans into a single lower monthly installment and save on interest.

Amount: €5,000 – €250,000

Term: 12 – 144 months

Apply now

Student & Education Loan

Financing for tuition fees, semesters abroad and living costs during your studies.

Amount: €2,000 – €50,000

Term: 12 – 72 months

Apply now

Project Investment Loan

Large-scale tailored financing for substantial real estate and corporate ventures.

Amount: €100,000 – €5,000,000

Term: 24 – 240 months

Apply now

Transparent Online Calculator

Determine your ideal monthly payment.

Financial clarity comes first: experiment with different amounts and terms. View all numbers instantly without obligations or credit score impact.

Fixed borrowing rate from 3.00% p.a. over the entire duration

3-month repayment grace period included after disbursement

Free unscheduled repayments at any time with no penalties

100% free and non-binding inquiry

Desired Loan Amount 10.000 €

2.000 € 500.000 €

Repayment Period 60 months

12 months 240 months

Estimated Monthly Payment

179,69 €

Fixed APR 3.00% · First payment due in the 4th month

Total Amount Repaid

10.781,40 €

Total Interest Charges

781,40 €

Annual Percentage Rate (APR)

3,00 %

Apply for this loan without obligation

Representative 2/3 European Compliance Example: For a net loan amount of €10,000 and a 60-month term, at least 2/3 of customers receive a fixed borrowing rate of 2.96% p.a. (fixed APR: 3.00% p.a.). Monthly payment: €179.69, total repayable amount: €10,781.40, €0.00 processing fee. First installment due 3 months after disbursement (grace period). Subject to creditworthiness. Lender: Maxda, Reichsratsstraße 11, 1010 Vienna, Austria.

Authentic Reviews

What clients say about our work together.

Over 1,840 satisfied borrowers across Europe trust Maxda for their financing.

Markus Klein

Craftsman & Business Owner

"Pitching to major banks was a pure waste of time. At Maxda, they genuinely analyzed my order books. Within two days, the approval for my new workshop van was signed!"

Business Loan · €75,000

Sabine Bauer

Cologne · Healthcare Professional

"The 3-month payment break before the first installment was a true blessing for our family. After deposit and relocation costs, we were able to settle in peacefully."

Personal Loan · €15,000

Thomas Weber

Essen · Homeowner

"We wanted to insulate our roof and install solar panels. The advice was knowledgeable, the 3.00% rate unbeatable, and funds were paid out right on schedule."

Home Renovation Loan · €45,000

Andreas Lehmann

Dortmund · IT Consultant

"I had three separate older loans with high interest rates. Maxda consolidated everything into one single monthly payment. I now save almost €220 every month in interest."

Debt Consolidation · €32,000

Questions & Answers

Everything you need to know about your loan application.

We value straightforward answers. Here are direct responses to the most common questions.

How quickly will I receive feedback on my application?

Our credit team reviews each submission individually. Typically, you will receive an initial preliminary decision via email or phone within 48 business hours.

What documentation do I need to submit?

We keep paperwork to a minimum: a valid ID card or passport, bank statements from the last 3 months and a recent proof of address (< 3 months old) are usually sufficient.

How does the 3-month repayment grace period work?

Once the funds are wired to your account, you make no principal repayments for the first three months. Your very first monthly installment is only due in the fourth month, providing upfront financial flexibility.

Are there any hidden fees or upfront costs?

No, absolutely not. Both the loan simulation and the preliminary application review are 100% free and non-binding. We never ask for upfront payments.

Can I make early or unscheduled repayments?

Yes, anytime. You can make partial or full early repayments at any point without any early repayment penalties.

Does the online application hurt my credit score?

No. Your online inquiry is treated as a pure quote inquiry and has zero negative effect on your credit rating.

Personal Consultation

Let us talk about your project.

Have a specific question or want to discuss your financing in detail? Our team advises you personally, discreetly and transparently.

+43 690 10324937

kontakt@maxdapartner.at

Apply for a Loan Online Send us a Message

Your life project deserves
a partner on equal footing.